Almost everyone would like to be able to retire early and make Work Optional. But few can do it. This book provides a step-by-step plan to move from a stultifying 9 to 5 job to a more fulfilling life.
Work Optional begins with a refreshing approach. Rather than determining how much money is needed to retire, first decide what are your goals, wants and needs for retirement. This not only will determine your financial requirements but also serve to motivate you to save more to achieve your goals quicker. The book concludes with how, and when, to let your employer know of your retirement plans. It also describes how to accept the changes that retirement brings.
This is an excellent choice for people just beginning to think about retiring in 5-10 years. 4 stars!
Thanks to Hachette Books and NetGalley for a copy in exchange for an honest review.
Posted in New Books, Non-fiction Tagged with: Feb 18 2019, retirement
The prospect of a comfortable retirement has, unfortunately, become an increasingly elusive dream and it is Downhill from Here.
In 2017, less than half of US employers provided a company-sponsored retirement plan. Even employees who thought they were covered have lost their retirement to bankruptcy and recent changes in the law allowing companies to renege on their agreements. Employees must increasing rely on their own 401(k) investments and the uncertain future of social security.
While Downhill from Here does look at how other countries deal with retirement, there are no non-socialist solutions presented in the book. Also, the book only skims over how much worse the retirement prospects are for generation Y, millenials and older Generation X employees. Between no pensions and ballooning student debt, the author could write an entire book focusing on them.
Working for county government, many of the takeaways described in the book have already been done to us. We have a two-tier retirement system. We were forced to pay more of the employer’s share for the same benefit about ten years ago. However, I’m just grateful we have a pension at all.
Downhill from Here explores an important subject. It is recommended reading for those within 5-15 years from retirement. 4 stars.
Thanks to Metropolitan Books and NetGalley for a copy in exchange for an honest review.
Posted in New Books, Non-fiction Tagged with: Jan 29 2019, retirement
When there is a Murder at Harbor Village, everyone is a suspect in this new cozy mystery series.
Cleo Mack is offered a golden parachute to retire early from her Social Work professorship at an Atlanta university. She decides to move to Fairhope Alabama, recognized as one of the best retirement towns. Cleo quickly gets a job and apartment in Harbor Village, a retirement community.
The weekend before starting her new job the little seen corporate bigwig, Lee, is found dead of apparent drowning in the resident’s indoor pool. Cleo is surprised to learn that her long ago ex-husband, Travis, married Lee a month earlier. When Lee’s sister, Jamie, leaves her Director job the day after the murder, Cleo is made acting Director.
Police Chief Boozer soon discovers that Lee was bludgened to death. As the one to benefit the most by inheriting his wife’s considerably wealth, Travis is suspect number one. Cleo decides to investigate to clear Travis’ name.
The characters in Murder at Harbor Village were genuine. Cleo would make a good friend—helpful and intelligent. However, I found it difficult to get over the many unbelievably coincidences in the novel. Cleo kept meeting random strangers in Fairhope that all had a connection to Harbor Village. Her new boss married her ex only a month earlier? Still I liked the characters enough to read the next in the series, Murder at Royale Court, coming out in June 2019. 3 stars.
Thanks to the publisher, Lyrical Underground, and NetGalley for an advance copy in exchange for an honest review.
Posted in Mystery & Thrillers Tagged with: cozy mystery, Nov 13 2018, retirement